Was Your Wetumpka Workers’ Compensation Claim Denied?

If you’ve sustained a work-related injury, your life can change for the worse. You might have to cope with mounting medical bills, reduced income, permanent disfigurement, chronic pain, and emotional anguish.

As a victim, getting a quick solution to your workers’ compensation claim can help support you and your household. Unfortunately, processing a claim is not always easy, and some insurance companies deny claims altogether.

Consider engaging a trusted workplace injury attorney who can give you the best possible chance of success with your claim.

Reasons Why Insurance Companies Deny Claims

An insurance company can find many reasons to deny a claim, including:

• Incomplete paperwork: An insurance company can deny your claim if you submit incomplete or inaccurate paperwork. Similarly, an insurer can deny the claim if the employer sends a late application.

• Failure to report the injury: If you did not report it immediately after it occurred, the insurance provider may deny the claim if you try to file it later. 

• Failure to follow a treatment plan: In most cases, an employer and the insurance provider have a recommended list you must use to get treatment for work-related injuries. Going to a health provider, the insurer does not recommend increasing the chances of a denied claim.

• Your employer disputes the accident or injury: The insurance company can reject the claim if the employer issues a statement that contradicts your submissions. The employer must agree with your information to validate your claim.

• Your injury is connected to a pre-existing condition: The insurance company may deny a claim if you had a previous injury or condition and your claim is for a similar injury or worsening of the same injury.

How a Workers’ Compensation Attorney Can Help

A worker's compensation attorney can help in the following ways to appeal a rejected claim:

• Addressing the reason for denial: In the notification about the denial, you’ll find reasons for the decision. The attorney will evaluate the causes and start working on the appeal.

• Notify the employer and insurer about the appeal: The attorney will also notify the insurer and the employer. It is also the best stage to address processing and filling errors to have them reviewed and approved.

• Representing you at a hearing: The attorney may protect your interest in an administrative hearing where a judge will review the merits of the appeal and determine whether to approve the claim.

Reach Out to a Wetumpka Workers’ Compensation Attorney About Your Claim Today

If an insurance company denies or delays your workers’ compensation claim, it can disrupt your recovery efforts. Unfortunately, medical bills and other treatment costs continue piling up. 

The right attorney will know the right steps to follow so you can focus on physical recovery and getting back to work. Consider hiring an experienced workers’ comp attorney from Wallace D. Mills P.C. for legal and practical support of your claim.

Contact us online or call us at 334219-9111 for a free case evaluation.